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R91

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Reply · R91 · 24 Jan 2015 04:37
Ed33, I don't own anything. I moved out of parents July 2014. I live in roomshare, nothing owned in my name.

If I wrote to all parties I owed money to, and offered 5 pound a month, as an example. (this may sound silly. )but would they be obliged to accept my offer or try to press court charges etc
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Reply · R91 · 23 Jan 2015 13:38
Thanks Ed, I know I've put myself in this situation. Will they not continue to try and get this through other ways (I. E through a court settlement?) I was thinking about just going with a debt charity to set up a debt management plan. Just unsure about the pros and cons of each way.

Thanks for your time. I know you can't have a lot of it after all of updates these sites are going through
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Post · R91 · 23 Jan 2015 10:18

23 Jan 2015 10:45:45
Hi Ed033

I too have been having some issues with debt collection agencies

I'm not looking to completely get out of it (I understand I made mistakes in borrowing which I couldn't afford to pay back). It started off small, and then with the repayments, I fell behind and I found myself borrowing to cover other loans. You get the picture

I have a company calling and apparently hand delivering letters to my mums address (where I don't live anymore). I have been ignoring calls etc from these companies as quite frankly I haven't had a clue what to do, and I suppose I was just hoping it would all just 'disappear'

I'm not in a position where I can pay back the thousands of pounds these companies are after, and was wondering if there was any advice you could offer. (I have read the conversation with Zari).

Any reply would be greatly appreciated, and a major help, if there is any advice you could give.

 

 

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Reply · R91 · 16 Apr 2014 14:22
Alright boys,

I'm going to try and post it on the pictures as I'm not sure how else to post it, I have 3 of the 4 that was made.
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Reply · R91 · 14 Feb 2014 14:58
Cheers ed! Of course it was me being a wally
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Reply · R91 · 13 Feb 2014 14:54
Ed033, am I being a right donut? How comes I can't see the template you posted earlier? Would be something that is very useful to me
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